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Closing Process

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01What happens between an accepted offer and settlement?Inspection, appraisal, title work, and underwriting run in parallel over roughly thirty to forty five days, each with its own deadline.6 min read
02What happens if the appraisal comes in low?The lender lends against the lower of price or value, so you renegotiate, cover the gap in cash, dispute with better comparables, or withdraw under your contingency.5 min read
03What do I need to bring to settlement?Government photo identification, your wired funds already sent, and proof of homeowners insurance. Everything else has been handled in advance.3 min read

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