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Home Equity

Use equity deliberately instead of reactively.

In this path

01How does home equity actually build?Three ways: the principal you pay down, the value the market adds, and the value you add through improvements.4 min read
02Should I use a home equity line or a cash out refinance?Keep a low first mortgage rate and use a line for flexible or staged needs. Use cash out when you need a large fixed sum and your current rate is not worth protecting.5 min read
03Can I use my equity to buy another property?Yes. Equity from your current home can fund a down payment, but the new payment and the old one both count against your ratios.4 min read

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