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Refinancing

Run honest break even math, including when the answer is to stay put.

In this path

01When does refinancing actually make sense?When the monthly savings recover the closing costs well before you expect to sell or refinance again, and the new term fits your plan.6 min read
02What is a cash out refinance, and when is it the right tool?You replace your mortgage with a larger one and take the difference in cash. It suits large, value adding uses, not routine spending.5 min read
03How long does a refinance take, and what do I need to provide?Usually thirty to forty five days. The document list mirrors a purchase, plus your current mortgage statement and insurance policy.4 min read

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