What does moving actually cost beyond the mortgage?

The short answer

Plan for transfer taxes on the sale side, movers, utility setup, immediate repairs, and the furnishing gap in a larger home.

4 min read

The predictable items

These appear on nearly every move and are easy to underestimate.

  • Real estate transfer tax, which in Pennsylvania is commonly split between buyer and seller and varies by municipality.
  • Movers or truck rental, plus packing materials.
  • Utility deposits, transfers, and internet installation.
  • Locks, blinds, paint, and the first round of small repairs.

The quiet one

Moving into more space almost always creates a furnishing gap. It does not need to be filled in the first month. Living in the rooms for a season is a better way to decide what belongs in them.

Corie Adams Lending Team

Corie Adams
Producing Branch Manager · NMLS #1875205
Network Funding, LP · NMLS ID #2297

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