Neighborhood Guides · Anywhere in the Commonwealth · 6 min read

The ten minute walk

A method for evaluating any Pennsylvania neighborhood that costs nothing, takes one evening, and tells you more than a week of listings.

Tree lined brick sidewalk and historic rowhomes in a Pennsylvania town at dusk
Anywhere in the Commonwealth · Any

Park two blocks away and walk. Everything a neighborhood is willing to tell you happens at walking speed.

Buyers tour houses at eleven in the morning on a Saturday, which is the hour at which every neighborhood in Pennsylvania looks approximately the same. The useful hour is closer to six on a weekday.

Go at the hour you will actually live there

Six in the evening tells you where people park, whether the street is a route or a destination, whether anyone is outside, and how the light falls on the front of the house at the moment you would be coming home. A street that is quiet at eleven and a wall of parked cars at six is a different street.

What to notice

  • Trees. Mature street trees mean the neighborhood has been maintained by somebody for forty years.
  • Sidewalk repair. Patched concrete is a sign of ongoing private investment.
  • The condition of the third best house on the block, not the best one.
  • Whether the corner property is cared for. Corners are where neglect starts.
  • Noise floor. Stand still for sixty seconds and listen.
  • Where the nearest thing worth walking to is, and whether the walk there is pleasant.

You are not evaluating a house. You are evaluating the twenty houses that will determine what yours is worth.

The edge condition

Pay attention to what a neighborhood backs onto. A rear boundary against protected farmland, a park, or a school field behaves very differently over twenty years than a rear boundary against a parcel with development potential. In Lancaster and Chester Counties in particular, the difference between preserved ground and unpreserved ground is worth asking about directly.

Ask three people

Someone walking a dog will tell you the truth about a street in ninety seconds. So will the person at the counter of the nearest coffee shop. So will a neighbor doing yard work, if you say plainly that you are thinking about buying nearby.

What to take from this

  1. Walk the block at six on a weekday, not eleven on a Saturday.
  2. Judge the third best house on the street, not the best one.
  3. Ask what the neighborhood backs onto and whether that ground is preserved.
  4. The best house on a modest block can appraise below its finishes. Ask early.

The Journal is written for people thinking about homes, not just financing them. Articles are educational and reflect general observation about Pennsylvania housing, architecture, and daily life. Nothing here is an offer to lend, a commitment to a rate, or an appraisal of any particular property. Corie Adams, NMLS #1875205. Network Funding, LP, NMLS #2297. Equal Housing Opportunity.

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Corie Adams
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Network Funding, LP · NMLS ID #2297

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